Moving you forward with financial flow and respect
We offer digital solutions and trust-based dialogue to improve financial flow and control
— for people and businesses
Kredinor group
Founded in 1905, we have grown from strong Norwegian roots into a leading Nordic provider of credit management and debt collection services. Today, we operate in Norway, Sweden, Finland and Denmark — combining long-standing expertise with modern, responsible solutions for sustainable payments.
Key figures
An overview of key aspects of our business, including financial performance, portfolio composition, and our ability to deliver sustainable collections over time.
407m
Total revenue in NOK (Q1 2026)
581m
Cash revenue in NOK (Q1 2026)
331m
Cash EBITDA in NOK (Q1 2026)
107m
EBT in NOK (Q1 2026)
9.9bn
ERC in NOK (Q1 2026)
2.1x
Net leverage (LTM Q1 2026)
Get to know us!
With more than 120 years of experience and a strong Nordic presence, we work every day to build knowledge and deliver better solutions.
Our services
An overview of our services designed to support efficient payment flows and responsible management of outstanding receivables.
Sustainability at Kredinor
We work systematically to ensure sustainable, ethical, and responsible practices across our business, creating value for customers, partners, and society.
Careers in Kredinor
Information about career opportunities, development, and working life at Kredinor.
Annual report 2025
Download a PDF of an overview of our financial performance, strategic progress, and key developments throughout 2025.